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Get to Work: Excuses Don’t Pay the Bills

It’s time to get moving. Excuses don’t pay the bills, and time wasted doesn’t create wealth. Every minute you scroll through social media, lingering at the coffee shop, or making unnecessary stops is time and energy diverted from your real goals. If it doesn’t bring you closer to financial success, it’s a distraction. Period.

Put yourself in work mode and focus on the actions that generate income. Small habits lead to significant results. So, when the alarm rings in the morning, choose productivity. Start doing the things that will make you money.

Get Selfish: Put Yourself First
Selfish? Yes, you heard that right. Put yourself first. Put your fam...

In June 2024, fewer homes were sold than last year because mortgage rates (the cost of borrowing money to buy a home) went up, making it harder for people to buy houses. The average price of homes went down some to about $299,700. Houses stayed on the market for about 58 days before being sold, a bit shorter than before.

More houses were put up for sale in June compared to last year, but fewer people signed contracts to buy them.  Overall, more homes were available, but prices still increased across the country.  The average cost for a home reached a record high of $419,300 in June.

This charming 3-bedroom, 2-bath home is located on a spacious 1/2-acre lot by beautiful Lake Keowee.

1.     You can quickly get to the lake at the public landing at Cane Creek, which is excellent for boating and other water activities.

2.     This home is designed for low-maintenance living with no carpet.

3.     The front yard has fresh landscaping and lush new sod, making it a great place to hang out.

4.     The exterior has durable vinyl siding and a metal roof, so you can spend less time on upkeep and more time enjoying your home.

5.      The kitchen has stainless steel appliances and flows into the laundry room, making household chores easy and efficient.

6.     The maste...

Mr. Buffalo's story beautifully encapsulates the perpetual cycle of home maintenance, likening it to a complex puzzle where each task represents a piece that must be carefully tended to. By dividing the maintenance process into manageable chunks, Mr. Buffalo's father not only ensured that the workload was manageable but also instilled in his sons a sense of responsibility and skill.

The annual ritual of painting one side of the house each summer not only transformed a mundane chore into a bonding experience for the family but also served as a masterclass in attention to detail and perseverance. Each side of the house presented its own unique challenges, requiring the brothers to adap...

As the real estate market evolves, so do the prices of properties. In today's landscape, a budget of $250,000 might not stretch as far as it once did. You may face the reality of purchasing a 65-year-old house with 1.5 bathrooms within this budget. While feeling a bit apprehensive about this shift is natural, embracing a new mindset can help you navigate this change with confidence and optimism.

1. Focus on Value Over Age: Instead of fixating on the property's age, shift your focus to the value it offers. A 65-year-old house may have character, charm, and sturdy construction that newer homes lack. Consider the craftsmanship and unique features that make the house special rather than dwel...

The week our appraisal came in low.  The appraiser did a great job, went beyond what was expected but could not show the price the listing agent had put on the property.

History:  The house was build and sold in March of 2023.  The closing price was $333,000 in 2023.  The buyer, who is now the seller, got a VA Loan.  Knowing he got a VA Loan and had not owned the property for a full year made this a hard sale.  This house was in competition with new constructions the builder is building and finishing now, they are on the market  at less than the current seller was asking for his.

The appraiser did his job, he provided the seller and the current buyer with 6 comparables supporting his ap...

Title: "Debunking Misconceptions: The Truth Behind the NAR Settlement Agreement"

Introduction: Recent announcements regarding the National Association of Realtors (NAR) settlement agreement have stirred up misconceptions about its implications for the real estate industry. Budge Huskey, CEO of Premier Sotheby’s International Realty, sheds light on the realities of the agreement and its effects on buyers, sellers, and real estate professionals.

1. Misconception: The Settlement Forces Brokers to Reduce Compensation

Reality: The settlement does not impose limitations on Realtors' fees, which have always been negotiable. Fees vary based on services offered and market conditions.
2. Misconce...

Signs of spring in Walhalla, South Carolina, can vary depending on the local climate and environmental factors. Here are seven common signs that spring may be arriving in the area:

1. Warmer Temperatures: As winter transitions to spring, temperatures rise gradually. Residents might notice milder days and warmer evenings compared to the colder winter months. We are no longer dropping below freezing at night.

2. Blooming Flowers: Springtime brings colorful flowers, such as daffodils, tulips, and cherry blossoms. Look for these vibrant blooms in gardens, parks, and along roadsides.  Our spring flowers are here.

3. Birdsong: With the arrival of spring, many bird species migrate back to the reg...

I was asked this weekend why anyone would rent space to keep their boat at the marina when they could have a building lot with a deeded boat slip. Here is my take on this question:

Owning an interior lot with a deeded boat slip can offer several advantages, even if the property isn't directly waterfront. Here are some reasons why someone might choose to invest in such a property:

1. **Cost Savings**: Interior lots with deeded boat slips are more affordable than waterfront properties. This allows individuals to enjoy the benefits of boat ownership and access to water recreation while potentially saving on the overall purchase price.

2. **Community Amenities**: Many communities with deed...

Henry and I went to the Orchid Show at the World of Energy today.  This is the first time we have been since covid 19.  The crowd was good; there were many flowers and questions about treating an orchid.  I have had 2. I killed the first one by over-watering and constantly picking at it.  The 2nd one, I try to water it once every couple of weeks and in the summer I hand it in a maple tree and ignore it.  This is my 5 year with it and my 3rd one without any blooms.

Connie has one in the office that has had flowers for the past 9 months and new buds are popping out on another stem as we look at it.  Her orchid seems to be very happy in the front office and I enjoy seeing it bloom.

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