Gwen Fowler Real Estate, Inc.®

Online Loan Applications are NOT Time Savers

Wed, Jul 27th 2016 11:12 am by Making Offers

Yes you can do your loan application online but that does not mean your loan will move along as you think it should.

  1. When you do the application, make sure you fill out all the details in all the sections they require.
  2. When you send over the tax forms for the past 2 years, make sure you sign the copies before you mail them.  When you file tax returns online you do not sign on the form and this is one way the lenders are stalling the process.
  3. Make sure you open an account at the credit union or bank if this is a requirement for the loan.  They will not remind you, the processor will just put your file aside till you do this ...making your loan a very slow process.
  4. You must send a c...


No comments

Building Lots in Walhalla with Creeks

Mon, Jun 6th 2016 10:40 am by Property Listings

Building Lots in Walhalla with Creeks 

There are a few things to consider when buying a building lot with a creek.

1) The house and improvements have to be 50 feet from the creek.  EPA has ruled that any building that has to be treated to prevent termites has to be 50 feet from running water.

2) Trees and vegetation along the creek banks cannot be disturbed.  Erosion is a factor in building so creek banks must be stabilized if you remove the vegetation from the banks.

3) Creeks are a great water feature and if you have running water, be sure to maximize your outdoor space to take advantage of the sounds of the water as well as having viewing areas to watch the wild life around the cre...



No comments

Homes in Walhalla, SC with Hardwood Floors

Sun, Jun 5th 2016 12:45 pm by Property Listings

Click here to search for Homes in Walhalla SC with Hardwood Floors      

Hardwood floors

Yesterday was the first class to graduate at the new Walhalla High School on Highway 11.  The construction process was just over 2 years and we now have a most impressive high school with computer labs, science labs, and wireless technology through out the school. Walhalla is a great school offering football, tennis, cross country, soccer, basketball, soft ball and baseball.  The campus includes a new stadium and playing fields.

Oconee is school choice, you can go to any school if you provide the transportation.  If you want the school to provide transportation, you must live in the district. Walhalla School dist...




Tags:
No comments

Top Tips for Home Buyers and Sellers in 2016

Wed, Jan 20th 2016 10:13 am by Found Articles

Buying & Selling Tips for 2016

Buying & Selling Tips for 2016.In case you missed it Realtor.com® just released "Top Tips for Home Buyers and Sellers in 2016" to help guide house-hunters and home sellers on what's most important for buying and selling a home this year. These are tips worth sharing with your clients. (As always, look at your local market conditions and use your professional judgment to determine if these tips are 100% on-mark for you.)

Two we found particularly interesting:

For buyers: "Buy in the Midwest or South. The Midwest and South will likely offer the most affordable options for home purchasers in 2016. Realtor.com® singles out the following markets as offering buyers high affordability...



No comments

Log sided cabin on 3 lots with Whitewater Lake Access--SOLD

Sun, Aug 30th 2015 4:42 pm by Mountain Lakes

624 North Lake Drive Salem SC

            Whitewater Lake                                         

3 lots with hardwoods and pasture. Fenced ready for your horse. Come to visit the area, hike, fish, swim and be just minutes from Highway 11 North.  Convenient to Jocassee and Keowee Lakes. Storage for 2 boats. You must see this property if you like to play at the lake.  624 North Lake Drive, Salem is offered at $82,500.

                                               

Log Sided Cabin on 3 Lots    624 North Lake Drive Salem   Whitewater Lake Access

...


Tags: , , , , ,
No comments

Home Inspectors

Tue, Jul 14th 2015 12:50 pm by How To

Questions to Ask Your Home Inspector


When you buy a Walhalla home, you need to know exactly what you’re buying. Imagine how frustrated you’d be to find out that the hot water heater wasn’t working—in the middle of a shower! This is why you should have a home inspection before you buy your home. A home inspection is an important part of buying your home. Before you hire a home inspector, ask candidates a few questions to make sure you hire a trustworthy inspector.

  1. What does your inspection cover? Not all inspections are the same. Ask for copies of previous home inspections so you can see exactly what they will check inside the Walhalla home. If y...




Tags: ,
No comments

Purchaser of a Lot at Mountain Rest

Fri, Feb 13th 2015 7:06 pm by Hiring an Agent
I recently purchased some land in Mountain Rest, South Carolina and Gwen Fowler Brown was the listing broker. She was most helpful during the entire sale process & her follow-up post-closing was unexpected & delightful.  She also recommended a builder with whom I have already met.  She is most professional & I would highly recommend her to my friends.
James H. 


No comments

True or False: Working with the listing agent will get a buyer the best deal.... FALSE

Thu, Oct 2nd 2014 2:57 pm by How To

When a buyer starts to look for a house, they start on the internet, news paper and in the real estate magazines. This is just the beginning of the job of buying a home...the most expensive purchase of your life.

The buying process is very long and complicated...things have to be done in a certain order, some things take longer to get done and have to be ordered before others.  You have to be familiar with the process and the requirements of the mortgage company, county/city requirements for you to occupy a home and just general things that have to be done before the house will be yours. Working without an agent to represent your interest as a buyer is foolish and can be quiet expensive...



No comments

What to expect when starting the buying process

Thu, Oct 2nd 2014 2:57 pm by Hiring an Agent

A couple of things to consider when talking to an agent who will represent you.  

  1. Buying a house takes time, from start to finish the average buyer spends a year looking and buying a house.
  2. You must be honest with them, hidden things always come out before closing.  Everyone is better off knowing the secrets and handling them as they need to be handled.  
  3. Commission is what makes the agent work for you, there are no free rides.  In most cases there will be commission offered to the buyer's agent from the seller and seller's agent.  It may be a token amount or it may be an acceptable amount for the work the buyer's agent will be doing...either way, commission is something that needs t...



Tags:
No comments

Bees, wonderful Bees, where are you?

Sun, Jul 6th 2014 2:37 pm by Pondering with Gwen

Flowers from Robert Whitney's Garden

I have 7 squash plants that bloom everyday.  Do I have any squash to cook?  Anything to show for all these blooms?  Nope, nothing, no fruit just blooms. I have decided that I need bees.  We have flowers but no bees.  I do not mow until the dandelions make seed(...more for us to mow but more flowers to bring bees to us.) We do not use pesticides. Still we have no bees.

I started my research this weekend.  I need to plant lavender, catmint, sage, cilantro, thyme, fennel and borage...all herbs that Henry will use to make his meal time dishes taste better.  I also need crocus to get them coming early in the spring, buttercup, asters, hollyhocks (does anyone plant hollyhocks anymore?) anemo...




Tags: , ,
No comments

Lake Becky Access-Lisa Lane Mountain Rest SC 29664

Sun, Jun 15th 2014 10:59 am by Property Listings

Just in time for summer vacation!  this old fashioned mountain cabin is now on the market.  3 bedrooms, 1 bath, kitchen with room for a couple of cooks.  This property is 2.35 acres near the Oconee State Park.  Teach your kids and grandkids how to have fun without an I-Pad.  Room for a hot tub, tree house or horse shoe pit.  Come to play, come to stay.

This property is being sold AS IS.  The seller has never lived at the property.  I can tell you it needs a new roof, but there is only 1 layer of shingles so put on a metal roof and get to playing.  Look at this one and see the possibilities of no phone, no internet, lots of family time.  Close to the National Forest, Oconee State Park, Ch...




Tags: , ,
No comments

Keowee Lots and Homes with Mountain Views

Wed, Jun 4th 2014 11:30 am by Property Listings

Just did a search for Keowee lots and homes with mountain views for a client and thought I would post the results here.  Click the link below to see what I saw.

Have a great day and when you are ready to purchase your Keowee Lake home or lot, remember Gwen, I represent buyers, not sellers on Lake Keowee.

Lake Keowee Homes and Lots with Mountain views

if the link does not work, copy and paste 

https://www.coolmountainescapes.com/listings/index/class:1/area:16,17,18,19,20,21,22,23/lp:0/hp:999999999999/br:0/br_e:0/fba:0/fba_e:0/hba:0/hba_e:0/ftr_lake:40/ftr_lot_description:201




Tags: ,
No comments

Ready-Set-Build

Thu, Dec 5th 2013 9:28 am by How To

Each year I introduce buyers to the idea that you do not have to buy a house, you can buy a lot and build a house.  Everyone hears the horrors of building, but it does not have to go down that path.  You can build a house without having problems if you plan and prepare before you start the building process.

......................................Chattooga Lake Mountain Rest SC.........................................................................

I am not talking about picking out the cabinets, I am talking about getting a septic tank installed, a well put in place or getting a water tap in place.  Most builders will do this for you but if you want to increase the value of your property while y...




Tags: ,
No comments

A Tree: can you imagine what it has seen?

Mon, Apr 1st 2013 3:56 pm by Pondering with Gwen

A big Tree

I made a u-turn to take this picture.  This is the biggest oak tree I have ever seen in the upstate area. I know there are bigger ones in the low country, but this one took my breath away.

Can you imagine what this tree has seen?




Tags:
No comments

Georgia Guide Stones

Mon, Apr 1st 2013 11:10 am by Pondering with Gwen

Sunday was overcast, too gloomy to stay home and a holiday to boot.  I put on my discovery shoes and hit the road.  I wanted to look for flowers and signs of spring...we had snow this week and I am very tired of winter.  

We headed south on Highway 11 to I-85, and then took the 1st exit in Georgia.  We went to Hartwell and saw a cross made of flowers...a very different Easter cross.  

Georgia Guide Stones

We then went Elberton where we found the Georgia Guide Stones. The tablets contain the following instructions in multiple languages:

  1. Maintain humanity under 500,000,000 in perpetual balance with nature.
  2. Guide reproduction wisely — improving fitness and diversity.
  3. Unite humanity with a living new l...



Tags: , ,
No comments

Houses by the numbers

Fri, Mar 8th 2013 2:35 pm by Market Report

Single Family Properties: Oconee Sales

Single Family Properties

January 2012

January 2013

% of Change

Units Sales

171

160

-6.4%

Average Sales Price

145,405

157,119

+8.1%

Median Sales Price

127,500

130,000

+2.0%

Inventory of Homes for Sale

3745

3501

-6.5%

Sales to List Price Ratio

91.4%

92.9%

+1.6%

Months Supply of Inventory

15.7

14.6

-6.9%

Days on Market

193

131

-32.2%

 

Things are getting better in real estate and the numbers show it.  The number of days a house is on the market is down by...



2nd Home Financing is Back!!

Tue, Jan 29th 2013 12:53 pm by Bank Rates

Have you been dreaming of a home on the lake?  Mountain get away? but you did not want to get into 30-50% down payment and 6% interest?  

Good rates and down payments are back.  If you have a credit score of at least 640 and 10% down payment I have a lender who will do less than 4% on 2nd homes, 50 miles or more from your primary residence.  So all you buyers from Greenville to Charleston...I have lake houses and mountain cottages priced good...no great.  Now is the time to buy. Don't wait as the inventory is shrinking as everyone finds out about our good deals!!Chattooga Lake




Tags: , , , , ,
No comments

Leaf Tour

Thu, Oct 25th 2012 10:17 am by Things to Do In Oconee

Fall Leaf Tour, Peak Leaf Season

This weekend will be the peak color weekend.  Octoberfest was last weekend. Usually we have rain and all the leaves come down. Not this year.  This year the weekend of October 27/28 will be the best leaf looking time.

My favorite leaf looking drive is a loop.  I like to go from Walhalla up Highway 28. Stop at the look out just above the Dakota Grill.  From this look out you can see the stadium at Clemson and on a clear day you can view some of the buildings in downtown Greenville.  Continue up Highway 28 and turn right on Highway 107.  I like to stop by the fish hatchery and walk around for a while.  If you have time take a picnic and walk to the river for lunch.  Easy hike and at this...




Tags: , , ,
No comments

Check List for Land Purchase

Fri, Sep 21st 2012 2:27 pm by Making Offers

Simple Check List for Land Purchase

  1. Will your house site perk for a septic system?  Get a permit from SCDHEC before you close.

  2. Have a survey done.  Property lines do not move; the seller’s memory is not always correct.  A new survey will mark the lines; a plat will be a drawing showing land lines as well as improvements. All the corners will be marked.  After closing remark the lines with white oil based paint.  It will stay on the trees for years and you will know where the property boundaries are.  White PVC pipe over the pins is a good idea too.

  3. Title Search, is also a must.  Checking the title back 60 years ensures that the party selling the property has the right to sell as ...



Tags:
No comments

National Hunting & Fishing Day

Tue, Sep 4th 2012 4:56 pm by Local Events

Saturday, September 29, 9:00 a.m. - 3:00 p.m.  

National Hunting & Fishing Day

Duke Energy's World of Energy, Seneca

FREE family fun day in the outdoors! Come experience all of the wonderful recreational opportunities that the great outdoors provides to us - archery, air rifle shooting, fishing, camouflage games, kayaking, learn about wildlife and their habitat and habits, view the World of Energy Visitor Center, take a nature hike, visit the Boy Scout demo camp site, and much, much more. All equipment is provided. Bring your family, bring your lunch and spend the day with us. Over 25 conservation organizations will also be on hand with displays and exhibits. A concessionaire will be o...