Gwen Fowler Real Estate, Inc.®

2023, What a year so far!!!

Posted By Gwen Fowler @ Mar 25th 2023 1:35pm In: 60 Second Insight

2023 is another matter:  We have had interest rate increases, points are back and must be brought down, and the rules regarding who and how you qualify for loans have changed. Many people who qualify for loans do not qualify for as much now or not at all.  I must be creative -nothing routine in this business now. Financing is more accessible when the rates are around 7-9% since lenders enjoy a higher return. As a country, we have gotten used to lower rates for buying but have forgotten all the savers who have been short-changed for the past decades.

As the market is slowing, now is the time to talk to builders and get on the list for building your home, not three years from now.  Keith Johnson from the coast is moving to Salem to build at Jocassee Ridge and above.  He has been building for over 35 years and has an impressive list of referrals. Call Keith at 843-458-1560 for a quick conversation or to schedule a time to review the area and his plans. Keith will build his home on lot 42 this summer, so you can watch his progress and see how he works.zKeith Johnson-Builder

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