Posts by : Gwen Fowler

Oconee County has been revamped, updated and looks really good.  The website can be found at Oconeesc.com.

You can look at your tax bill there (or look up your neighbors to see if they pay as much as you do), look up your deed and apply for a county job.  The website also includes info on the different projects the county is now involved with i.e. county-wide INTERNET... high-speed internet.

The GIS department has now got maps for the area online with overlays for roads and tax map numbers.  You can see an aerial photo of your property.

This is a much-improved site, call me if you have questions and I will walk you through the different places you can visit.

Last weekend we had a call from our friend Dwight Malphrus.  He had been up at his log cabin at Bear Track for a week, working on plumbing and getting the place ready for spring. He had fixed all the broken pipes.  He had done some cleaning up around the place.  Put up the bird feeders and filled them. He could feel spring in the air. After a week of this, he was tired of being alone.  Dwight is a people person and there was too much quiet at Bear Track.

So he called Henry and Gwen, pick a place to eat and let's go.  He picked us up and we started over the mountain from Walhalla to Brasstown.  I had been hearing about the restaurant there...great food, wonderful service, great food.  E...

Each time you hear the news that the interest rates are climbing you should think about why you are waiting.  A point it really doesn't matter, right????

Yes, it matters.  The new lending rules have gotten stricter on the ratios you can have for debt to income, 38% Max.  When you factor in taxes and insurance sometimes a point can be the difference between you getting the property you want or having to settle for your second choice.

At a purchase price of $100,000 at 4.875% (today's rate) your payment would be $529.21 before taxes and insurance are added.  If the rates were 5.875% your payment would be $591.54.  This is based on a 30-year fixed conventional rate.  If your credit score i...